RATE WATCH
Rates below are effective as of 12/17/2008 @ 8:23am. Rates are shown “raw” without consideration for adjusters that may be required depending on a clients employment, FICO, loan to value, debt to income, occupancy, impound inclusions, documentation type, reserves, cash-out and other possible considerations. PROGRAM PT COST* RATE Conforming Loan Programs: Government Programs FHA/VA 30 Fixed 0.000% 4.875% Conventional Programs: 30 Fixed (CF30) 0.000% 4.875% 15 Fixed (CF15) 0.000% 4.750% Jumbo Programs(>417K <625K) FHA 30 Fixed (F30J) 1.000% 5.000% Agency 30 Fixed (C30J) 1.000% 5.500% Programs shown are reflective of good credit, solid employment and adequate reserves. * Point Co st is the discount cost to achieve the rate indi cated. Rates reflect raw 25 day lock pricing Rates, comparisons, fees and programs are subject to change without notice. Information is intended for Mortgage Professionals only, and not for distribution to consumers, as defined by Section 226.2 of Reg. Z, which implements the Truth-In-Lending Act.
