PROFESSIONAL MORTGAGE PLANNING
Responsible Mortgage Lending Happens by Design
In today's real estate market, there is no room for the "old school" ways or cavalier methods. Mortgage banking requires expert processes and constant monitoring in order to provide a successful home purchase or refinance for our client.
Through a personal consultation, we focus on the development and understanding of your mortgage loan. Certainly our goal is to make the loan process as simple and worry-free as possible. That is expected. But, a professional mortgage plan includes an analysis of all aspects of your mortgage needs. For some they are simple, for others they can be more complex. Either way, you owe it to yourself and your family to capitalize on the expertise of a planner who will assist you in creating a mortgage strategy that insures you are positioned in the best possible way to achieve your future financial goals.
Whether it is a home purchase, a refinance, a home equity loan or a second mortgage, our driving ambition is to help you find the right plan for your unique needs.
(Click the caption link to access individual zip code graphs)
The question continues to come up ... "when will we see the bottom of the market?" Though it is impossible to predict, we can track the data and keep a watchful eye on market conditions. We know that housing is in decline however not all areas are equal, nor will their price recovery be equal. For this reason we are tracking the data from 8 zip codes that represent Pasadena, Arcadia, Duarte, Covina, Glendora, La Verne, Upland & Rancho Cucamonga. Check the graphs regularly for updates.
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 Top News
Increased Fed Lending Could Destabilize Financial System - 4 hours ago
Richmond Federal Reserve Bank President Jeffrey Lacker said a dramatic increase in Fed lending could destabilize the U.S. financial system. Delivering remarks to a panel discussion on the economic outlook, Lacker said central bank lending can distort...(read more)
Condo Prices Falling Across Manhattan, Radar Logic Report Shows - 7 hours ago
Neighborhoods across Manhattan saw condo prices slide in September compared to a year ago, with the steepest drop seen in the financial district, where prices fell 16.1%, according to a report from Radar Logic. The RPX monthly Manhattan Neighborhoods...(read more)
Community Lending Not Responsible for Mortgage Crisis - 7 hours ago
Federal Reserve Governor Randall Kroszner said there is no evidence that programs boosting community lending spurred the mortgage crisis . Delivering remarks on the topic of the Community Reinvestment Act (CRA) and the mortgage crisis, Kroszner said mortgages...(read more) |
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| RISK & REWARD - Your Choice |
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In today's economy, you cannot afford to let unskilled mortgage agents direct your largest investment - there is just too much to lose. With the concern for family needs, college expenses, debt management, home ownership and retirement, your largest investment deserves a professional review and wise counsel.
It is time you require more of your mortgage professional than just a competitive rate. Call today to schedule an appointment with a Certified Mortgage Planning Specialist (CMPS). Let us share with you how a strategy for managing your mortgage can care for more than just your housing needs. The right strategy can dramatize the strength of your retirement and create a hedge against unforeseen financial disaster. It is time to have a plan … as well as a competitive rate.
Why is choosing a CMPS professional so important? Take a look for yourself. http://www.cmpsinstitute.org/public/why_you_need
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